Two things that don't go together are children and a moving vehicle especially if that moving vehicle is filled with ice cream. No matter how careful a driver is there is virtually no way to stave off every accident when little children, usually unsupervised, are around. Ice cream truck insurance is a must have for those vendors who cater to this little crowd of sweet treat eaters. Auto insurance might not be specialized enough for this particular vehicle but your insurance agent will know best.
Many larger ice cream vendors outfit their ice cream trucks with several safety features such as specials mirrors and a safety arm. "Making the kids safe is number one," West said. "Making a lot of money is number two." West, a Kansas City ice cream truck driver, knows the importance of safety when approaching a group of children with fists full of change. West leases his business from Frosty Treats a Kansas City company since 1991, which began as Delight Wholesale Co. in the mid-60s. The company purchases insurance for ice cream trucks for each driver and also completes a background check on every vendor.If you are considering driving an ice cream truck you have to factor in the cost of insurance to determine if your business will be profitable. I can remember as a kid saving up my change or begging my mom for hers so I would be prepared when I would hear the ice cream truck music. It was a mad dash for the door. Those days seem sadly gone. I don't think my younger kids have ever heard an ice cream truck. My older kids have but when I took a look at the guy driving it I thought better of sending my little guys out to him. With the rising costs of operating an ice cream truck you will want to look for the best coverage at the lowest rates. You have to make enough to pay for the product and your overhead before you get to make a profit so smart shopping for insurance is the only way to go.
This website can provide you with links to sites that can help you with coverage options for your ice cream truck. You can get help in finding free quotes and get your questions answered too. If this is your dream then don't let it go. There are kids all over the world who haven't had the joy of choosing their ice cream from a colorful painted menu on the side of the ice cream truck and then handing over their hard earned money and walking away with a cool treat in hand.