Car Liability Insurance

For great car liability insurance, you need look no further than the good ol’ World Wide Web.  We’ll point you toward some of the best car insurance companies on the planet and give you some tips to finding great rates and top-notch coverage.

First, some basic auto liability insurance tips:

• Friends don’t let friends drive, period – unless you have the right coverage levels.  If your friend wants to borrow your car, be sure you know who is going to pay for any repair or medical costs in the event of an accident.  Just make sure it’s not going to be you!
• The insurance company will foot the bill as long as your policy includes any and all drivers of car.  Your friend might not have the money to pay the exorbitant sum, so if she comes seeking your help, you might get stuck with some (or all) of the bill.  Never assume that your friend will be insured before she steps into your car.
• Remember that there are two parts to auto liability coverage: physical damage and bodily injury.  The bodily injury part is included in a driver’s policy.  The person who owns the car will have a policy that covers damage to property that could be caused by the auto.

Now, here are some of the best car insurance links on the Web:

InsWeb - InsWeb is an online comparison hub where you can compare rates for free by getting quotes from different providers.  While you’re getting car insurance info from them, you might as well check up on life, health and home insurance rates.

GEICO (short for Government Employees Insurance Company) has been around since 1936 and is the 5th-largest auto insurer in the United States (over 10 million vehicles).  Depending on your location and needs, you might qualify for great rates from GEICO.  You can get free quotes online from them and also manage your policy over the Web for free.