Catering Insurance

Catering insurance can be hard to come by these days.  We’ve looked long and hard and have only found a few companies that offer this type of coverage.  We’ll talk briefly about those companies and offer you suggestions to help you find the best catering cover possible.

If you’re in the catering industry, caterers insurance can provide you specialized insurance coverage.  Your policy will probably cover you against losses like the following:

• Physical damage or loss of catering items (food, equipment and other items)
• Damage to the premises of your business
• Any theft or vandalism involving your catering vehicles
• Protection in case someone gets food poisoning from foods you provide
• Auto insurance in case your vehicles break down or are involved in car accidents
• Losses incurred by illness or other unforeseen circumstances

The Jorene Mize Insurance Agency offers insurance for people in the United States who own or drive catering trucks.  While this company doesn’t cover caterers themselves, you can benefit from their services by insuring the driving portion of the catering.  Catering trucks are different by nature from ordinary vehicles, so whether you own one or a hundred trucks, give Jorene Mize a call to see if they can cover you.

For those of you in the United Kingdom, Advance Underwriting is a British company offering good catering cover.  This coverage actually does include catering events themselves as well as transit.

Finally, another British company, Churchill Insurance, offers basic cover as well as optional add-on covers.  The default cover they offer includes protection against losses from having to cancel a catered event due to circumstances beyond your control.  It will also insure you in the event that your catering business or work equipment suffers physical damage.  Try comparing Churchill’s rates with those of Advance Underwriting.