Truckers of all kinds have specialized insurance needs. For example a construction company might need dump truck insurance for one rig or insurance coverage for a whole fleet of dump trucks. In order to choose a good company to take care of your insurance needs you will need to look for an insurance company that knows both the trucking industry needs and the insurance industry.
Truck Writers states that insurance coverage for dump trucks or garbage truck insurance coverage and the like needs to be tailored to each companies' individual needs. Look for plans that include:
- Immediate filing and certificate issuance
- Driver screening
- Good driver incentives
- Safety programs
- Loss control tools
- Regulation updates
- DOT compliance
- AWAIR
- Cargo liability
- Property coverage
- Workers' Compensation
A good source of information is Dump Truck Insurance, "the dump truck and hauling industry specialists". They specialize in coverage for trucks that haul aggregate (gravel, asphalt and sand) or remove constructions materials, garbage trucks, and snow and ice removal trucks. You can receive a free quote as well as access industry links and dump truck safety and construction news. Information is available for dump truck and garbage truck owner operators, trucking companies and individuals.
Casey Fleet Solutions is another source of information on trucking insurance products. They offer truckers liability and cargo coverage, bobtail, physical and damage insurance coverage and occupational accident coverage. They even offer data management services and certificate tracking systems designed to protect the asset owner.
The key to finding just the right insurance for your truck is to compare all the rates and services and pick the one that offers you not only the best premiums but also the best customer service. Sometimes it is worth the extra money to have 24/7 claims and customer assistance.