Have you considered purchasing pollution liability insurance? Then this site is perfect for you. We will help you understand the issues behind environmental liability insurance, why you need pollution coverage, and how to find the best liability insurance program with the cheapest rates.
Pollution insurance hasn't always been a significant issue. In fact, general liability policies used to include pollution liability clauses. But in the 1970s, with the all of the asbestos problems, most insurance companies removed any reference to pollution liability from their general policies. Because of this exclusion, lawyers have fought hard to get liability insurance for polluters. Today, thanks to lawyers, separate pollution coverage policies are now available. Environmental liability insurance is now available to cover any pollution issues that might affect your business. Too read more about pollution insurance, see Pollution Solution at Entrepreneur.com.
You may think that your business is too small to worry about pollution insurance. Think again. In fact, many independent insurance agents tend to overlook that small 'ma' and 'pa' businesses also need customized pollution liability coverage. As a result, many small businesses end up with lawsuits that ruin them. Even dry cleaning companies and hair salons are at risk of pollution liabilities when they store or dispose of their various chemicals. For more information see this article on small business environmental exposures.
If you are beginning to think that environmental liability insurance may be a good investment for your business, you will next need to find the best policy. Fortunately, there are many online resources to aid you as you consider environmental liability insurance providers. I found Navigating the Environmental Insurance Maze by Retail Traffic particularly helpful. This site identifies some of the most important factors involved in pollution insurance selection.
Additionally, there are a few pollution insurance providers I found particularly appealing. Two of the best are Zurich in North America and the Environmental Insurance Agency, Inc. The great thing about these providers is that they specialize in pollution insurance coverage. As a result, they offer a huge variety of plans to fit your individual needs.
Last, we encourage you to check out the rest of our website devoted to professional and liability insurance. We also have a website that gives you insider details about the insurance industry that may help answer more of your insurance coverage questions.